Employees and their families participated in the virtual event as part of TruChoice’s ongoing commitment to community involvement

TruChoice Financial Group, LLC

MINNEAPOLIS – October 20, 2022 – (Newswire.com)

On Oct. 7, 2022, employees of TruChoice Financial Group, LLC (TruChoice), one of the largest distributors of insurance products in the financial services industry, participated in a virtual 5K event to raise money for the Gary Sinise Foundation, whose mission is to serve our nation by honoring our defenders, veterans, first responders, their families, and those in need. 

The second annual TruEngagement 5K was part of TruChoice’s ongoing commitment to community involvement. To participate in the virtual event, 64 employees received the afternoon off to complete the run/walk. They were joined by 16 family members, and together the 80 participants raised $3,500 for the Gary Sinise Foundation, the organization selected to receive this year’s funds by an employee vote. “After a successful event last year, we were excited to see more participation and more money raised this year. Many of our employees already volunteer in their local communities, and it’s exciting for us to be able to harness that energy and hold coordinated events that allow them to work toward a common goal while spread across the country,” said Casey Long, marketing specialist and chairperson of the TruEngagement Employee Committee at TruChoice.

TruChoice’s TruEngagement Employee Committee was formed in 2021 in part to help coordinate employees’ efforts to give back to their communities. In addition to the TruEngagement 5K and other company-wide events planned in the future, each TruChoice employee is also given a yearly V8 Volunteer Day to take a day off (in addition to annual paid leave) to volunteer in their community. “It’s exciting to be part of a company that is not only committed to encouraging community involvement among employees, but one that is also full of employees who consistently answer the call to serve,” said Long.

For more information about the Gary Sinise Foundation, visit www.garysinisefoundation.org.

To learn more about TruChoice, visit www.TruChoiceFinancial.com, or call 800.237.0263. TruChoice Financial can also be followed on LinkedIn, Twitter, and Facebook.

Contact Information:

Chris Cowan

Sr. Communications/Production Specialist

[email protected]

(678) 718-1951

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TruChoice’s Second Annual 5K Benefits the Gary Sinise Foundation

Dating app stages epic online event in honor of … National Sandwich Day?

Couple Online Speed Dating App
Computer screen showing a man and woman on an online speed date.

BASKING RIDGE, N.J. – October 20, 2022 – (Newswire.com)

Couple.com, the pioneering video-date platform that connects singles across the globe, will attempt to claim several speed-dating records by hosting a free Date ‘Til You Drop online event on Nov. 3 at 7pm ET in honor of National Sandwich Day.

Yes, National Sandwich Day.

The event, which is “located” virtually and open to people across the globe, aims to connect and couple-up a record number of singles … on a record number of video-based speed dates … for a record amount of time.

“Couple strives to celebrate singlehood and the pursuit of love in a big way every day,” said Couple CEO Ryan Beswick. “But now and again, it’s fun to go bigger. And our Date ‘Til You Drop event is certainly that.”

Hundreds of daters are expected to participate in the online event, which won’t end until all but 25 people have dropped. And love isn’t the only thing on the table (though there will be plenty of that – get ready, City Hall!); over 300 prizes valued at $20,000 are up for grabs:

• Most attendees will win a $10 Subway gift card and 1,000 Couple Coins (Couple’s in-app currency that can be used to purchase experience upgrades).
• The final 25 participants will win a $250 Amazon gift card and 100,000 Couple Coins.

But why National Sandwich Day?

“As a dating app, we live and die by the strength and predictability of our matching engine,” explained Beswick. “But even we have to admit that, sometimes, love is wonderfully random. And what’s more random than a national holiday dedicated to stuffed bread?”

“Plus,” he joked, “people are going to be hungry after ten hours of dating. They’re going to need a little sammie.”

Singles ages 18+ who are interested in dating ’til they drop can register for the free event at couple.com.

Contact Information:

Ryan Beswick

CEO

[email protected]

(914)806-5555

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Date ‘Til You Drop: Couple Chases Speed-Dating Records

NEW YORK – October 20, 2022 – (Newswire.com)

Credello: Though it’s the season of ghosts and ghouls, there are other things that go bump in the night all year: scammers. Many scams target those in a desperate situation, willing to take a deal that seems too good to be true in the hope it can help them get out of debt. Unfortunately, these scams typically end up leaving people worse off.

If you’re concerned you might be the target of a debt relief scam, you must first understand how true debt relief works and the most popular tricks scammers use to get your money.

What is debt relief?

Before you can learn the signs to look out for, you need to have a good grasp of what is debt relief and how it usually works.

Debt relief is a term used to describe various options available to people in a difficult financial situation. These options can include the following:

• Debt consolidation: This option helps you combine multiple smaller debts into one large, more manageable loan.
• Professional help: Many qualified organizations, such as credit counselors, can help you get your finances in order and reduce your debt.
• Bankruptcy: The last resort option as it has long-lasting consequences to your credit score and can impact your ability to borrow money in the near future.

How do debt relief scams work?

Debt relief scams typically work like this: 

The scammers contact you, claiming to be from a credit counseling or debt relief organization. They tell you that you qualify for a program that can eliminate your debt in a matter of weeks or months. They offer to send you information about the program and how to apply. 

Once you’ve applied, the scammers may start asking for money. This money is often used to pay for the program fees or to cover other costs associated with the scam, like travel expenses. 

If you don’t pay, the scammers may threaten legal action or even take your money directly. 

The most popular debt relief scams

The first step is to be aware of the signs of a scam. Here are a few to watch for:

1. Unsolicited offers: If you receive an unsolicited offer from a debt relief organization, be suspicious. These offers tend to come in the form of letters, emails, or phone calls.

2. High-pressure tactics: If the person trying to help you is very pushy and doesn’t let you stop and think about what you’re doing, it’s probably a scam.

3. Time-sensitive deadlines: Don’t agree to anything that says you have only a few weeks or months to take action on the offer. This is often how scammers try to coerce people into giving them money.

4. Unrealistic results: if the scammers promise you’ll be debt-free in just a few weeks or months, be skeptical. Debt relief usually takes longer than that, and there are many steps along the way.

5. Requiring money down: if you’re told you need to pay anything upfront before starting the program, run the other way! This is a common tactic used by scammers to get your money before you have a chance to question their legitimacy.

5. Excessive charges: Many credit counseling services are not-for-profit organizations and don’t charge high fees like some debt relief scams do. Be sure to ask about any charges before making a decision.

What to do if you’ve been scammed

If you think you may have been scammed, the best thing to do is to contact your bank or credit card company. They will be able to help you get your money back and stop the scam from continuing.

The bottom line

Knowing what to look for in a debt relief scam can help you stay safe and get the help you need to start living debt-free.

Contact Information:

Keyonda Goosby

Public Relations Specialist

[email protected]

(201) 633-2125

Carolina d’Arbelles-Valle

[email protected]

+1 305 849 8443

Press Release Service
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Newswire.com

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Scary Debt Relief Scams to Look Out For

NEW YORK – October 20, 2022 – (Newswire.com)

Credello: According to recent studies, more than 50% of people believe debt is a reason for divorce. But just because you or your spouse has student loans or credit card balances doesn’t mean you need to break up.

Why debt can cause a divorce in otherwise happy marriages

The reason so many marriages end due to debt is that money becomes a source of contention. One spouse may feel like they’re always strapped for cash, while the other feels they’re spending too much. This can lead to tension and, ultimately, divorce.

Another reason is if the spouse in debt has been hiding it from the other. This can lead to explosive arguments when the truth comes out, as one spouse may feel embarrassed or ashamed.

Divorcing because of debt may not be the best solution

There are many factors to consider before deciding whether or not to break up because of debt, but understanding the potential consequences is key to making the right decision for yourself and your loved ones.

Divorces are expensive. Lawyer fees, alimony, and division of assets can quickly add up. Unless one spouse has a good financial background, divorce debt may add to the financial stress for both parties.

A divorce can be emotionally devastating. Losing your home, assets, and children can be a huge shock. Money may not be the only thing lost in a divorce, and emotions can run high when it comes to debt.

Divorce can destroy your credit score. This can make it difficult to get a loan in the future and could even impact your job prospects.

You may lose important financial assets, such as retirement savings or inherited property.

What to do if you or your spouse is in debt

Here’s how you can navigate these tough financial waters and stay together:

1. Talk openly and honestly about your finances. Don’t try to hide or sweep anything under the rug – open communication is key to keeping your relationship strong.

2. Make a plan together. If one of you is struggling financially, it can be hard to keep up with bills and stay on top of loan payments. Work together to create a strategy for managing debt – set realistic goals and agree to meet them as a couple.

3. Seek help from professionals. If things are getting too complicated, don’t hesitate to seek help from qualified financial advisors who can help you figure out a debt repayment plan that works for both of you. You may also want to pursue finding a therapist who has experience with debt issues and help you understand how you and your partner got into this situation.

4. Don’t be ashamed of your debt. These feelings can cause many to hide their debt from their partner. But openness and honesty will go a long way in repairing your relationship. Your debt is not you or your spouse; it’s simply something that’s temporarily in your life that needs to be managed.

The bottom line

No matter what type of debt you are in, it is essential that you work with your spouse to eliminate its negative impact on your relationship. Together, you can find a way to overcome debt so that it does not threaten your marriage.

Contact Information:

Carolina d’Arbelles-Valle

[email protected]

+1 305 849 8443

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Original Source:

Over 50% of People Believe Debt is a Reason for Divorce

NEW YORK – October 20, 2022 – (Newswire.com)

Credello: Divorce is a difficult and complicated process, full of uncertainties and unknowns. But one thing that is generally certain is that the financial obligations between spouses will change after a divorce. Unfortunately, student loans and divorce is a popular-yet-messy topic many people facing a legal separation need to consider. So how does it work when you’re in debt from student loans while getting a divorce? Here’s what you need to know.

A primer on student loan debt

Student loans are a popular way to pay tuition and education expenses for continuing education. Typically, two student loan options are available for most students: government and private.

Some government student loans can be forgiven or have their balances lowered. Most recently, President Biden forgave $10,000-$20,000 in student loan debt for qualified U.S. citizens. Other federal programs can reduce your loan balances in exchange for certain careers, such as teaching.

Both government and private loans cannot be discharged during a bankruptcy filing and will most likely need to be paid off in full. Few companies that offer private student loans will allow debt settlements or reductions in balances due to hardship.

How student loan debt works in a divorce

When you get divorced, all of the debts between you and your spouse become legally separate. This means that each of you can deal with your own debt, including student loans. 

Basically, this means that if one spouse has student loans, the other can’t discharge them in a divorce. However, this doesn’t mean the other spouse must keep paying off the loans. 

Instead, the responsibility for those debts shifts to the divorcing spouses fairly and equitably. This means that whoever is responsible for the debt at the time of separation is responsible for continuing to pay it off after the divorce.

Student loans are one of the few debts that cannot be discharged in a divorce. This is because student loans are considered an “essential expense” for most students and are often used as a form of credit to help pay for college. In other words, your ex-spouse can’t just demand that you pay off your student loan debt to get custody of the children or receive financial support from you during the divorce.

That said, there are some things that your ex-spouse may be able to demand from you during the divorce if they’re responsible for paying off your student loan debt. For example, your ex-spouse may be able to get a court order requiring you to pay your student loan debt in full or to have a set portion of alimony paid directly to your student loan creditor. However, this varies by state, so it’s essential to consult with a lawyer if you have student loan debt and are considering a divorce.

What if both of us have outstanding student loan debt?

The situation gets a little more complicated if both spouses have outstanding student loan debt. In this case, the court will generally try to divide the debt fairly between the two parties. This may mean that each spouse is responsible for paying off their own loans, or it may mean that the debt is divided between them in some other way.

Again, it’s important to consult with a lawyer if you’re in this situation, as the laws surrounding student loan debt and divorce can vary from state to state.

The bottom line

In short, while student loan debt can’t be discharged in a divorce, each spouse is responsible for continuing to pay it off after the divorce. This means that whoever is responsible for the debt at the time of separation is responsible for continuing to pay it off after the divorce. If both spouses have student loan debt, the court will generally try to divide the debt fairly.

Contact Information:

Keyonda Goosby

Public Relations Specialist

[email protected]

(201) 633-2125

Carolina d’Arbelles-Valle

[email protected]

+1 305 849 8443

Press Release Service
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Newswire.com

Original Source:

How Are Student Loans Split When You Get Divorced

NEW YORK – October 20, 2022 – (Newswire.com)

iQuanti: Not all marketing methods are created equal. As a small business owner, you want to ensure that the strategies you’re using will give you results — and offer a good return on your investment. That’s where influencer marketing comes in. 

You may have heard of influencer marketing before. It’s a form of marketing that allows a company to team up with a social media influencer — someone who has a large or niche following on social media. While you may have just assumed that this form of marketing is for the big brands — Nespresso, Coke, and Levi’s — the truth is that it’s a great marketing strategy for smaller businesses as well. The great news is that you don’t need unlimited resources or a huge marketing budget to get started with influencer marketing. Even small businesses can benefit from a carefully crafted influencer marketing campaign. If you’d like to get the word out about your products or services, influencer marketing can help greatly. 

Here’s a look at six benefits that influencer marketing can offer small business owners today.

What Are the Benefits of Influencer Marketing?

1. It allows you to reach a niche audience

Most businesses have a specific target audience that they’re trying to reach. Influencers have already built up a strong relationship with their followers and by teaming up with them, you’ll be able to reach your intended audience far more easily than if you were building your audience from scratch. 

Pro tip: Make sure you get the right influencer to begin with. For the best results, find someone who shares a target audience with you. 

2. It gives you an excellent return on your ad spend

Influencer marketing can be more cost-effective than other marketing strategies such as traditional advertising or pay-per-click (PPC) campaigns. In fact, according to information from the Digital Marketing Institute, businesses earn on average $5.78 for every $1 they spend on influencer marketing campaigns, compared to Google’s estimated $2 ROI for every $1 spent on PPC. Returns like that make influencer marketing a tactic to consider, even if you’re working with a tight budget.

Pro tip: There’s a lot that you can do to keep costs down when running marketing campaigns. One strategy is to try to use a business credit card to pay for your marketing or advertising campaigns. Why use a business credit card vs. a personal one? Often, a carefully chosen business credit card will offer specific rewards and perks that can help a business to reduce costs — and with a business card, introductory bonuses are typically higher as well.

3. It’s a great way to increase brand awareness  

Influencer marketing can be a great way to increase brand awareness for your company, something that’s especially important if your brand is unknown. By partnering with influencers who already have an engaged following, you can increase the reach of your marketing campaign and boost your company’s publicity.

Pro tip: Look to partner with an influencer who has a high engagement rate among their followers. Often, you’ll find that influencers with a slightly lower follower count tend to have higher engagement rates.

4. It’s an easy way to boost your website traffic  

A successful influencer marketing campaign will almost certainly boost your website’s traffic. Just make sure you outline your campaign goals clearly to your influencer, so they know exactly what you’d like to get out of the campaign. 

Pro tip: Get ready for those visitors. Don’t just send people to a generic homepage. For best results, make sure you have a dedicated landing page built for each campaign to boost your conversion rates.

5. It allows you to generate leads and increase sales — fast

When influencers share content about your business with their audience, you’re likely to see an influx in traffic to your website. If you’ve chosen your influencer wisely, and they have the same target audience as you, some of that traffic will almost certainly translate into sales.

When influencers endorse your products or services, their followers are more likely to trust what you have to offer. In fact, 49% of consumers depend on influencer recommendations when making a buying decision, according to the Digital Marketing Institute. The more your business can get its message in front of an influencer’s audience, the greater the chance of those marketing efforts paying off.

Pro tip: Make sure your landing page is structured in a way to close sales. Each section should be helpful, relevant, engaging, and close with a clear call to action at the end.

6. It will help to build a relationship with your customers  

Last but certainly not least, influencer marketing can help you build stronger relationships with your customers. That’s because influencers develop trust with their followers that can extend to your business. When a well-known and trusted influencer mentions how much they like your products or services, their followers will naturally want to learn more.  

Pro tip: A one-time influencer campaign is a great first step, but an ongoing strategy is best. Influencer marketing can lead to long-term relationships between businesses and influencers, resulting in continued exposure for your company. 

The bottom line  

When done right, influencer marketing can help your business to boost its online presence, draw in new traffic, and even close more sales. Most importantly, it can give you access to a wider and often more engaged audience, one that’s ready and willing to buy. At the end of the day, it can also help you to save money on marketing costs, all of which translate to greater potential profits for your company — making it one strategy that’s worth exploring for your small business.

Source article: https://digitalmarketinginstitute.com/blog/20-influencer-marketing-statistics-that-will-surprise-you

Contact Information:

Keyonda Goosby

Public Relations Specialist

[email protected]

(201) 633-2125

Carolina Darbelles

Senior Public Relations Specialist

[email protected]

(201) 633-2125

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6 Ways Influencer Marketing Can Boost Your Business’ Digital Presence