Financial Steps to Take Once You’re Married in 2023

Financial Steps to Take Once You’re Married in 2023

iQuanti: Getting married is an exciting time, but it also means taking on new financial responsibilities. Here are seven important steps to take once you’re married in 2023:

1. Discuss personal finances first

The most critical piece to ensuring your marriage is successful is to start with open communication about your finances. Talk with your partner about your current financial situation and your finance-related goals for the future. Ask them to do the same and ensure you’re both on the same page.

Some questions to consider:

  • Do we want kids? How will we pay for their education?
  • Do we want to own a home or rent for the foreseeable future?
  • How much debt do we each have? How critical is it for us to get out of debt quickly?
  • How much savings do we feel we need? Is there an amount we’d consider “too low” to be comfortable? How will we each contribute to the savings?
  • What are our retirement goals? 
  • What investments do we have, and how comfortable are we with taking risks in the stock market?
  • What are our credit scores? Do we need to make it a priority for one or both of us to improve it? (This is especially critical as your goals for marriage and credit scores can either work in harmony or make your home life stressful very quickly.)

2. Decide if you’ll open joint accounts or keep your finances separate

Traditionally married couples would combine their finances into joint accounts. This is changing as more couples earn dual incomes to save for their individual and combined goals. Joint accounts can be beneficial, but only if both partners are comfortable with the arrangement. If you’re one of these couples, it’s important to have open and honest conversations about the arrangement.

If you choose to separate your finances, create a budget for each person and discuss spending regularly. This way, you’ll stay accountable and avoid any financial surprises down the road.

3. Change over your beneficiary information

If you have any life insurance, retirement plans, or other assets that will benefit your partner after you die, it’s important to change these beneficiary designations as soon as possible. By doing this, your partner will be the primary beneficiary of these assets, and they’ll be able to access them without legal complications.

4. Create a budget and stick to it

A budget is essential for anyone looking to live a financially successful life. Whether married or not, creating and sticking to a budget is vital for your short-term and long-term goals. Creating a budget can be simple – just take a look at your expenses over the past three months and divide them into categories (food, housing, transportation, etc.). Once you have a good idea of where your money is going each month, you can start making adjustments to ensure you’re always spending within your means.

5. Discuss asset ownership and make the necessary changes

If you and your spouse own assets, such as a home or car, you should consider how ownership will be handled once you’re legally married. Some couples will add their spouse as a co-owner, while others opt to keep assets separate. Whichever you decide to do, it’s essential you and your spouse are on the same page so that there aren’t any feelings of resentment that come up later.

6. Update your tax withholding

If you’re a W-2 employee, consider updating your tax withholding status with your payroll department now that you’ll be filing jointly.

7. Get a financial review

Sitting down together and getting a thorough financial review will help you identify areas where you may be overspending or under-investing and make necessary changes so you two are on track for your long-term goals. A financial advisor can also help you create a budget and assess your credit score, so you know where you and your partner stand.

The bottom line

By following these simple tips, you and your spouse will be better positioned to achieve your goals together and ensure your marriage is long and happy.

Contact Information:

Keyonda Goosby

Public Relations Specialist

keyonda.goosby@iquanti.com

(201) 633-2125

Original Source:

Financial Steps to Take Once You’re Married in 2023

Kane Kalas, Son of Hall of Fame Sportscaster Harry Kalas, Releases His Rendition of the ‘Eagles’ Victory Song’ as the Philadelphia Eagles Advance to the Big Game

Kane Kalas, Son of Hall of Fame Sportscaster Harry Kalas, Releases His Rendition of the ‘Eagles’ Victory Song’ as the Philadelphia Eagles Advance to the Big Game

Kane Kalas, Son of Hall of Fame Sportscaster Harry Kalas, Releases His Rendition of the ‘Eagles’ Victory Song’ as the Philadelphia Eagles Advance to the Big Game
Kane Kalas

Kane and Harry Kalas

Kane Kalas, son of Hall of Fame Philadelphia Phillies sportscaster Harry Kalas, has released his rendition of the “Eagles’ Victory Song” to commemorate the team’s place in the big game.

The “Eagles’ Victory Song,” commonly referred to as “Fly, Eagles Fly,” has played a major part in Philadelphia sports culture since the 1950s. While several artists have covered the piece, Kane’s version is unique, with a marching band feel and operatic vocals delivered by the classically-trained recording artist. Kane’s “Eagles’ Victory Song” evokes excitement and suspense; think John Philip Sousa, with maybe a splash of Mendelssohn.

The cover opens with a touchdown monologue voiced by legendary Philadelphia Eagles sportscaster—and the longest-tenured announcer in the NFL—Merrill Reese.

“The ‘Eagles’ Victory Song’ is not only the fight song of the Philadelphia Eagles; in many ways, it is the fight song of the city of Philadelphia itself,” says Kane.

“If you’re ever in Philly when the Eagles are playing—it doesn’t matter where—you’re sure to know whenever the Eagles score a touchdown by the rumbling of ‘E-A-G-L-E-S EAGLES’ from a chorus of fans throughout the city. There’s nothing more electric than being among a sea of fans at the Linc during a game and joining them in the chant after the Eagles score.”

In addition to his role as the Phillies play-by-play broadcaster, Kane’s father, Harry Kalas, frequently broadcasted Eagles games for Westwood One. Kane vividly remembers watching the games with his father growing up and cheering on the Eagles. “I must’ve been four years old the first time I watched an Eagles game with my dad—the Eagles scored a touchdown, and he began to bellow the ‘Eagles’ Victory Song.’ It was the first time I had heard it,” Kane recalls. “He was a true homer. Dad often said there were no sports fans in the world as enthusiastic as Philadelphia fans; that’s why he pledged to spend his entire broadcasting career in Philly.”

Kane’s forthcoming album High Hopes is lovingly dedicated to his father and the city of Philadelphia.

Listen to his cover of the “Eagles’ Victory Song” here.

Connect with Kane Kalas
Website // Instagram // Facebook // Twitter // YouTube // TikTok

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Contact Information:

Ariel Hyatt

CEO and Publicity, Cyber PR

ah@cyberpr.com

Original Source:

Kane Kalas, Son of Hall of Fame Sportscaster Harry Kalas, Releases His Rendition of the ‘Eagles’ Victory Song’ as the Philadelphia Eagles Advance to the Big Game

ETHOS Event Collective Opens New Office Location in Savannah, Georgia

ETHOS Event Collective Opens New Office Location in Savannah, GeorgiaMeetings in Savannah offer memorable experiences through ETHOS’ vision of purposeful planning for meaningful results.

ETHOS Event Collective Opens New Office Location in Savannah, Georgia
ETHOS Event Collective

ETHOS Event Collective

ETHOS Event Collective, a growing destination and event management firm with offices across the country, has officially opened a new location in Savannah, Georgia. The ETHOS team hopes to play a critical role in bridging the gap between meeting and incentive planners and Savannah’s offerings. 

The expansion to Georgia allows ETHOS to work with existing relationships and resources within the city while developing destination offerings that grow the local economy and create opportunities for hotel, supplier and client partners. These relationships and resources help to enhance the quality of event experiences while simultaneously retaining a true sense of Savannah’s meaningful past. Attendees can relax and maximize their time away in the city that has been a stalwart of American tradition since its formation in 1788.

Having established itself as a mainstay of experiential adventure, this expansion is nothing new to the ETHOS team. The ETHOS creative methodology and strategic boots-on-the-ground philosophy are why ETHOS has been able to host remarkable events in cities such as Las Vegas, San Francisco, Chicago, Miami, and Orlando, as well as many others.

The ETHOS Event Collective creative process and operational excellence have already produced meaningful connections, experiences, and results for its clients. Businesses that have partnered with ETHOS have already attributed increased employee retention, sales, and brand loyalty to ETHOS-managed events, and local tourism experts have begun to notice the positive impact the events have had on the local Savannah community.

“The Savannah office will continue to serve our mission of purposeful planning with meaningful results,” said Maura O’Donnell, ETHOS Business Development Manager. “We have been able to make a significant impact in cities where ETHOS has already been established. With the newly opened Savannah office full-steam ahead, we are ready to enhance our offerings in the southern region of the U.S.”  

Learn more about ETHOS Event Collective and its new office in Savannah, Georgia, by visiting https://www.ethoseventcollective.com

About ETHOS Event Collective

ETHOS Event Collective is a Destination & Event Management Company that helps meeting and event planners stay ahead of increasing demands while supporting the people and places that make the experiences we create possible. ETHOS approaches every client’s event with the intention of positively influencing the aftereffect, starting with the big picture, then working through each multifaceted element. They are in pursuit of creative ideas that become grounded in a company’s strategy, driving results long after an event has ended.

Contact Information:

Lexi Matias

Marketing Manager

lexi.matias@ethoseventcollective.com

Original Source:

ETHOS Event Collective Opens New Office Location in Savannah, Georgia